Payment methods
The Apple Online Store accepts a variety payment methods. Click on a payment method below to find out more.
Using more than one payment card
You can also combine payment methods to pay for your purchase. Choose from the following combinations of credit cards and Apple Store Gift Cards:
- Apple Store Gift Card(s) - up to eight
- Apple Store Gift Card(s) + one credit/debit card
Credit Cards or Debit Cards
Troubleshooting credit card & debit card payment errors
- For new or recently reissued card, the card needs to be activated first.
- Check that the card details entered are correct, the card type (AMEX, Masters,Visa), card number and the expiration date.
- Remove any dashes or spaces for the card number.
- If you do not have sufficient credit limit, please check with your card issuer.
- If you have exceeded your daily spending limit for your debit card, please check with your card issuer.
- If everything seems to be correct, contact your card issuer. Your card issuer may need to verify with you before they authorise your purchase.
Account verification
To prevent any unnecessary delays in processing your order, please ensure that the billing address on your order and credit card account matches. If you have recently moved or are unsure of your billing address, please contact your credit card-issuer to confirm.
Security codes
The credit card security code is a unique three or four digit number printed on the front (American Express) or back (Visa/MasterCard) of your card.
American Express:
Visa/MasterCard:
Daily spending limits for Debit Cards
Most debit and credit cards have daily spending limits that may substantially delay the order processing, even if there is enough money in an account. When using a debit card, funds are immediately reserved in your bank account upon order placement. Please consult your card-issuer for more information about your daily spending limits if you are having trouble in placing your order.
When Apple charges your account
When you place an order, Apple will contact your credit or debit card's issuing bank to confirm it is a valid account. Apple requests an authorisation, which holds the funds for the full or partial purchase amount.
As Apple prepares your items, authorised funds will be unavailable and your card will only be charged after your order has shipped. If your order contains multiple items and they ship at different times, you may see multiple charges on your credit card statement.
If you cancel your order before it has been billed, any authorisations placed on your credit or debit card account can take up to 30 days or one billing cycle to reverse, depending on the credit card issuer. Contact your financial institution for their specific timeframes.
Credit cards accepted
We accept:
- American Express
- MasterCard
- Visa
Apple Store Gift Cards
You can redeem an Apple Store Gift Card at the online Apple Store, by calling (852) 800-908-988, or at any Apple Retail Store. With the exception of gift cards, certificates, and iTunes downloads and/or subscriptions, you can purchase just about anything sold by Apple, including products from both Apple and third-party makers.
You can use up to eight Apple Store Gift Cards at the Apple Online Store or if placing an order over the phone at (852) 800-908-988. You can combine your Apple Store Gift Card(s) with one credit/debit card to pay for your purchase.
Simply enter or provide the PIN. The PIN can be found on the email below the image of the card. Please keep the card in your possession until the order has been processed and delivered.
Note: Apple Store Gift Cards can only be redeemed in the country or region of purchase.
The Apple Store Gift Card is subject to applicable terms and conditions. For more information about how to redeem your Apple Store Gift Cards, visit How to Redeem Apple Store Gift Cards. To purchase an Apple Store Gift Card, click here.